I promise this isn't as scary as it feels.
With the right mortgage broker by your side, you'll never feel in the dark, you'll know you're taken care of, and if anything, it's going to feel exciting.
Self-employed? Trying to get creative with your finances? Taking a less traditional path in your career or real estate? Bring it on. I'm all for it, and that's where I shine.
Edith Parinas was quite simply the best. She was in our corner 100%.
Honestly, without her help I don't think we would have been able to purchase our home. She made it easy. Always available when we had questions, and always with smile."
"We had gone to see other mortgage brokers at various banks no one really felt like they were genuinely on our side. With Edith it was quite the opposite.
I remember struggling to figure out financing my first home on a single income, but Edith was amazing."
" This woman took me through a step-by-step process and got me approved with no hurdle.
"Working with Edith to purchase our first house was such a great experience that we've done it twice now.
The home-buying process is overwhelming and stressful but Edith helped us every step of the way, especially when it came to finding the best rates and explaining and understanding the various mortgage terms. She is always available to respond to questions and concerns, (even after getting the house) and genuinely cares about her clients.
Thank you so much for your hard work, knowledge, experience, support and dedication to get our dream homes. We wouldn't have been to handle the home purchase the same way without you."
"The service Edith provided was exceptional. As a first time (and reluctant) home buyer, I was obviously a little nervous about what the process would be like.
Edith went above and beyond to make sure I had a good understanding of my options and was there at every stage to answer any and all questions.
Being able to communicate directly with both my agent and lawyer made it all seamless. Her guidance along the way was very much appreciated. I would recommend Edith to anyone looking for a broker."
"Edith helped me refinance my current mortgage from TD to First National with a better rate, higher lending amount, and longer amortization to help with my cash flow.
She took her time and understood my needs, got it done and most importantly was a pleasure to work with. "
* Government issued ID
* Real Estate Agent & Lawyer
* Second home: mortgage statements & property taxes required
* Current mortgage statements
* Property taxes for each rental
* Current leases from each rental
* Savings: 3-months history
* Gifted Funds
* Sale of an existing property
* Salaried employees: 2 paystubs, letter of employment
*Non-salaried: 2 years of T1 Generals, supporting Notice of Assessments
My commitment is to provide you with the advice and guidance needed to navigate your way to home ownership.
I provide so much more than a mortgage.
I am on your team to make sure you reach your home ownership goals and financial success.
I can help review your renewal or switching lenders.
The switch/renewing your mortgage process is made easy. There is lots to consider including the time frame of owning the real estate, any plans to modify the property and of course reviewing all your options.
Choosing the right term and payment is crucial so it is suited to your current financial plan along with your future goals.
Whether it is a place to put your feet up on the weekends or maybe you’re looking to become a landlord and let your money work for you, there’s a solution for you.
With access to a variety of lenders and products I’ll find you exactly what you’re looking for.
Equity is a powerful thing.
Many individuals will refinance their home to send their kids to school, do that big renovation, consolidate debt or go on that trip of a lifetime. Big expenditures can take a toll on cash flow but by refinancing, you can leverage your equity and not be cash poor.
Understanding refinancing options and the costs associated with it is key. I am here to walk you through every step of the process.