Mortgage Agent at Referral Mortgages. Servicing your financial needs since 2000.
I promise this isn't as scary as it feels.
With the right mortgage broker by your side, you'll never feel in the dark, you'll know you're taken care of, and if anything, it's going to feel exciting.
Self-employed? Trying to get creative with your finances? Taking a less traditional path in your career or real estate? Bring it on. I'm all for it, and that's where I shine.
* Government issued ID
* Real Estate Agent & Lawyer
* Second home: mortgage statements & property taxes required
* Current mortgage statements
* Property taxes for each rental
* Current leases from each rental
* Savings: 3-months history
* Gifted Funds
* Sale of an existing property
* Salaried employees: 2 paystubs, letter of employment
*Non-salaried: 2 years of T1 Generals, supporting Notice of Assessments
Rather than working for one financial institution, we as mortgage brokers have access to over 40 lenders including banks, credit unions, trust companies and private lenders.
This means our advice is impartial and based on your specific needs. We negotiate on your behalf, find competitive rates and terms and give expert advice.
"Working with Edith to purchase our first house was such a great experience that we've done it twice now.
The home-buying process is overwhelming and stressful but Edith helped us every step of the way, especially when it came to finding the best rates and explaining and understanding the various mortgage terms. She is always available to respond to questions and concerns, (even after getting the house) and genuinely cares about her clients.
Thank you so much for your hard work, knowledge, experience, support and dedication to get our dream homes. We wouldn't have been to handle the home purchase the same way without you."
I remember struggling to figure out financing my first home on a single income, but Edith was amazing."
" This woman took me through a step-by-step process and got me approved with no hurdle.
"The service Edith provided was exceptional. As a first time (and reluctant) home buyer, I was obviously a little nervous about what the process would be like.
Edith went above and beyond to make sure I had a good understanding of my options and was there at every stage to answer any and all questions.
Being able to communicate directly with both my agent and lawyer made it all seamless. Her guidance along the way was very much appreciated. I would recommend Edith to anyone looking for a broker."
"Edith helped me refinance my current mortgage from TD to First National with a better rate, higher lending amount, and longer amortization to help with my cash flow.
She took her time and understood my needs, got it done and most importantly was a pleasure to work with. "
Edith Parinas was quite simply the best. She was in our corner 100%.
Honestly, without her help I don't think we would have been able to purchase our home. She made it easy. Always available when we had questions, and always with smile."
"We had gone to see other mortgage brokers at various banks no one really felt like they were genuinely on our side. With Edith it was quite the opposite.